Services Ijarah – the right partner
Suffering from an unexpected health condition? Need advance rent? Want to finance your child’s wedding? We’ll take care of the services. Al Islami Personal Finance is always there for you.
Financing Convenience
With a minimum salary requirement of AED 3,000 coupled with the added benefit of a maximum tenure of 48 months, enjoy high finance approvals for your Personal Finance needs.
Apply for instalment postponement via DIB alt phone banking, applicable for customers who transfer their salary to DIB. Click here for FAQs.
Maximum finance amount: AED 4 million for UAE Nationals and AED 2 million for Expatriates for up to 48 months. And an applicable profit rate from 5.99% per annum to 21.99% per annum reducing.
Simple Documentation
Getting everything you need is easier than expected with our simple documentation process, ensuring a stress-free experience as you plan ahead for tomorrow.
Documentation includes:
- Quotation for the required services addressed to Dubai Islamic Bank***
- Copy of Passport (with residence visa for expatriates)**
- Copy of Emirates ID**
- Salary and End of Service Benefit Transfer Letter/Certificate from the employer**
- Statement of Account for minimum 3 months in case of salary transfer to another bank (6 months for self employed professionals/ businessmen)
- Copy of valid trade license (for self employed professionals/businessmen)
- For all Rent Ijarah services, proof of ownership of the premises financed or proof of right to manage premises is required.
Finance Structure Overview – Services
Rent In Advance
Moving into a new apartment? Leasing a home? We will arrange to rent the property of your choice and make it available for you! Al Islami Finance is always there for you.
Medical Finance
Suffering from an unexpected health condition? Need to obtain emergency medical service/ treatment? We will arrange the services and make them available for you! Al Islami Personal Finance gives you the benefits of:
Travel Finance
Time for a vacation? Need a break from the routine? Planning to take your family on a dream holiday? We will arrange this service and make it available for you! Al Islami Personal Finance is always there for you and offers you
Education Finance
You think your children deserve better education? Is it time for your child to go to the university? Want to give them the best education? We will arrange this service and make it available for you! Al Islami Personal Finance is always there for you.
Wedding Finance
Making big plans for your wedding? Need to hire the best banquet hall? Want to celebrate in a very special way? We will arrange to hire the Wedding Hall , Wedding Gown (fulfilling dress code requirements of Islamic Sharia) , stage Decoration and Photographer/ Videographer Services.and make it available for you! Al Islami Personal Finance is always there for you.
*Valid Income documents / ID document/quotation addressed to DIB
***Sharia compliant services
