Exclusive banking privileges to suit your needs.
From extensive travel and insurance benefits to a safer and more rewarding shopping experience, the Prime Platinum card focusses on providing you with the services you need.
Visa Luxury Hotels
Your Prime Platinum card offers you exclusive benefits like best rates, upgrades, late check-out and more at luxury hotels across the globe.
Enjoy exclusive privileges with the Visa Luxury Hotel Collection such as best rates, automatic room upgrades, free internet & breakfast, VIP guest status, late check-out and a complimentary US$ 25 food and beverage voucher.
Wala’a Rewards
Get immediate access to the DIB loyalty program – Wala’a Rewards and start saving from day one! Earn 2.0 Wala’a Rewards for every AED 1 & 2.2 Wala’a Rewards for every AED equivalent foreign currency on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
- With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends.
- With effect from 1st Jan 2024, retail credit card spends made under the categories Supermarkets, Telecom, Education, Petroleum, Government Services (including utility bill payments) will earn 0.2 wala’a rewards for every 1 AED spent.
Purchase Protection
Indulge in stress-free shopping with the added advantage of in-bult theft and damage protection (up to USD 3,000 per occurrence), locally and all over the world. The Purchase Protection feature is already in-built into your Prime Platinum card.
We’ve Got You Covered
Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 100,000) and your family. Simply buy your tickets with your Prime Platinum Card for immediate enrollment.
- Enjoy automatic enrollment, free of cost when tickets are purchased with your Prime Platinum Card.
- Your insurance plan covers Medical Expenses, Dental Care, Delayed Departure, Loss of Baggage, Personal Accident, Loss of Cash/Valuables and more.
Personal Accident and Travel Insurance coverage
| Benefit | Platinum |
|---|---|
| Personal Accident Benefits | Principal Sum Insured 100,000 |
| Accidental Death | 100% of the Principal Sum Insured |
| Emergency Medical Expenses (Accident & Sickness Deductible) | 100,000 50 |
| Emergency Dental | 500 |
| Missed Departure/Cancellation | 1,000 |
| Trip Delay In Excess | 1,000 4 Hours |
| Baggage Delay In Excess | 1,000 4 Hours |
| Baggage Loss | 3,000 |
| Loss of Money | 375 |
| Personal Liability | 60,000 |
Roadside assistance
One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.
Enjoy automatic enrollment for DIB cardholders, free of cost. Simply Keep your card handy to avail these free services:
- Unlimited number of services, every time you need emergency assistance
- Towing
- Vehicle Servicing- Pick up and Drop off
- Vehicle Registration
- Battery Boost
- Flat tyre fixing
- Lock-out service
- Fuel assistance
- Off-road pull out
- Free International Driving License
Credit Shield Takaful
For a fee of 0.94% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
- Involuntary loss of employment – AED 30,000
- Permanent Total Disability – AED 200,000
- Death – AED 200,000.
Card Protection Plus
An optional facility that allows you to set security preferences on your card, determining the type of transactions your card can be used for along with financial limits and location restrictions.
Balance transfer facility
Avail through Online or Mobile Banking as well as through Banking Express Terminals.
Key features:
- 80% of the Card Limit or 100% of the available cash limit can be used
- You are entitled to multiple balance transfer transactions
- No documentation required
- Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)
- Minimum transfer amount – AED 100, maximum amount – AED 250,000.
Cash withdrawals
Easy cash access with high cash withdrawal limits of up to 80% (of total card limit) along with a cash transfer facility between your card and Dubai Islamic Bank account.
