Celebrate a more rewarding experience.
Enjoy a more rewarding banking experience with your Prime Gold Card, packed with benefits and features designed to go hand-in-hand with your lifestyle.
Wala’a Rewards
Get immediate access to the DIB loyalty program – Wala’a Rewards and start saving from day one! Earn 0.6 Wala’a Rewards for every AED 1 & 1 Wala’a Rewards for every AED equivalent foreign currency on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
- With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends.
- With effect from 1st Jan 2024, retail credit card spends made under the categories Supermarkets, Telecom, Education, Petroleum, Government Services (including utility bill payments) will earn 0.2 wala’a rewards for every 1 AED spent.
We’ve Got You Covered
Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 75,000) and your family. Simply buy your tickets with your Prime Gold Card for immediate enrollment.
- Enjoy automatic enrollment, free of cost when tickets are purchased with your Prime Gold Card.
- Your insurance plan covers Medical Expenses, Dental Care, Delayed Departure, Loss of Baggage, Personal Accident, Loss of Cash/Valuables and more.
Cash Flexibility
Enjoy easy cash access with high cash withdrawal limits of up to 80% (of total card limit) along with a cash transfer facility from your card to your Dubai Islamic Bank account.
Convenient and simple, access cash wherever you are in the world with high withdrawal limits on your Prime Gold Card, along with the card to account funds transfer option.
Personal Accident and Travel Insurance coverage
| Benefit | Gold |
|---|---|
| Personal Accident Benefits | Principal Sum Insured 75,000 |
| Accidental Death | 100% of the Principal Sum Insured |
| Emergency Medical Expenses (Accident & Sickness Deductible) | 75,000 50 |
| Emergency Dental | 250 |
| Missed Departure/Cancellation | 750 |
| Trip Delay In Excess | 750 4 Hours |
| Baggage Delay In Excess | 750 4 Hours |
| Baggage Loss | 1500 |
| Loss of Money | 250 |
| Personal Liability | 40,000 |
Roadside assistance
One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.
Enjoy automatic enrollment for DIB cardholders, free of cost. Simply Keep your card handy to avail these free services:
- Unlimited roadside assistance
- Towing
- Vehicle Servicing- Pick up and Drop off
- Vehicle Registration
- Battery Boost
- Flat tyre fixing
- Lock-out service
- Fuel assistance
- Off-road pull out
- International Driving License – 75% discount
Credit Shield Takaful
For a fee of 0.94% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
- Involuntary loss of employment – AED 30,000
- Permanent Total Disability – AED 200,000
- Death – AED 200,000
Card Protection Plus
An optional facility that allows you to set security preferences on your card, determining the type of transactions your card can be used for along with financial limits and location restrictions.
Balance transfer facility
Avail through Online or Mobile Banking as well as through Banking Express Terminals.
Key features:
- 80% of the Card Limit or 100% of the available cash limit can be used
- You are entitled to multiple balance transfer transactions
- No documentation required
- Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)
- Minimum transfer amount – AED 100, maximum amount – AED 250,000.
