Ready for a new life
Live your dreams with DIB Personal Finance. Enjoy up to 120 days on your first instalment* (Only for UAE Nationals).
Financing Convenience
- Up to AED 4 million for UAE Nationals and up to AED 2 million for Expatriates
- Profit rate from 5.99% per annum to 21.99% per annum reducing
- First instalment in up to 120 days* for UAE Nationals
- First instalment in up to 90 days* for Expats
- National Financing Scheme for eligible UAE Nationals
* For UAE Nationals with long term Personal Finance: depending upon your Salary, Eligibility and Employer Classification.
Apply for instalment postponement via DIB alt phone banking, applicable for customers who transfer their salary to DIB. Click here for FAQs.
Features
- Minimum salary starting from only AED 3,000
- Tenure up to maximum of 48 months
- Quick processing
Documentation
- Copy of Passport (with residence visa for expatriates)
- Copy of Emirates ID
- Salary and End of Service Benefit Transfer Letter/Certificate from the employer
- Statement of Account for minimum 3 months in case of salary transfer to another bank (6 months for self-employed professionals/ businessmen)
- Copy of valid trade license (for self-employed professionals/businessmen)
*Minimum monthly salary of AED 15,000 transferred to DIB
Under a Sharia-Compliant structure and documentation. Al Etihad Credit Bureau (AECB) consent form is mandatory.
Al Islami Personal Finance is offered to salaried customers. Salary transfer to DIB is not mandatory.
