Goods Murabaha

You Plan. We’ll Pay

From home makeovers and lifestyle changes to building materials and machinery, Goods Murabaha finance plan from DIB will help you get what you need.

Extensive Opportunities

Whether personal or professional, a change of scene is sometimes the need of the hour. Choose exactly what you need and plan ahead with the variety of options available under the Goods Murabaha plan.

Apply for instalment postponement via DIB alt phone banking, applicable for customers who transfer their salary to DIB. Click here for FAQs.

Goods supported by Al Islami Personal Finance:

1. Furniture 
2. Electronics
3. Boats
4. Personal Computers
5. Building Materials
6. Machinery
7. Mortgage Free Automobile
8. Equipment and Tools
9. Motorcycles & Jet skies (Along with other sharia-compliant goods)

Financing Convenience

With a minimum salary requirement of AED 3,000 coupled with the added benefit of a maximum tenure of 48 months, enjoy high finance approvals for your personal finance needs.

Maximum finance amount: AED 2 million for UAE Nationals and AED 2 million for Expatriates for up to 48 months. And an applicable profit rate from 5.99% per annum to 21.99% per annum reducing.

Simple Documentation

Getting everything you need is easier than expected with our simple documentation process, ensuring a stress-free experience as you plan ahead for tomorrow.

Documentation includes:

1. Quotation for the required goods addressed to Dubai Islamic Bank***
2. Copy of Passport (with residence visa for expatriates)**
3. Copy of Emirates ID**
4. Salary and End of Service Benefit Transfer Letter/Certificate from the employer**
5. Statement of Account for minimum 3 months in case of salary transfer to another bank (6 months for self employed professionals/ businessmen)
6. Copy of valid trade license (for self employed professionals/businessmen)
7. Security Cheque equivalent to total Murabaha amount

Finance Structure Overview – Goods

*Depending upon your Salary, Eligibility and Employer Classification

**Valid Income documents / ID document/quotation addressed to DIB

***Sharia compliant Goods and commodities