Flexible, affordable, and hassle-free
Our Home Loan is the most flexible, affordable, and convenient way to finance the purchase of property in Abu Dhabi, Dubai, and Ras Al Khaimah.
We have a team of specialist Home Loan advisors who will provide you with dedicated and personal service and guide you through the whole process.
Interest starting from
4.94%
p.a. (reducing rates) fixed for 5 years & 5.19% p.a. (reducing rates) fixed for 3 years
| Affordable Home Loan interest rates Variable rate from day 1 and fixed rate options available. Attractive option of 3 & 5 years fixed rates for salaried and self-employed customers starting from 4.94% p.a. to 5.54%, reducing rate p.a. Follow on rates after the fixed rate period starting from 3 months EIBOR + 1.84% to 3 months EIBOR + 2.24% Variable rate from day 1 starting from 3 months EIBOR + 1.04% to 3 months EIBOR + 1.74% reducing rate p.a. |
| Low cost mortgage No In-Principle Approval (IPA) fees. 0% processing fee for buyout loans. 0.50% loan processing fee for salaried and self-employed customers for fixed rates options of 3 years and 5 years. 0.25% loan processing fee for salaried and 0.50% for self-employed customers for variable rate from day 1 loans. Special discount of AED 1,850 on evaluation fees. Attractive discounts on life insurance at 0.0242% p.m. + VAT of the loan outstanding each month, as applicable. |
| Minimum formalities, quick approvals We keep it simple and easy. Instead of waiting around for an answer, with our Home Loan, you can enjoy a new home faster than ever before! |
| Flexible repayment options We offer long tenures of up to 25 years, giving you greater control of your financial planning. |
OFFERS & PROMOTIONS
Check out our limited-time offers
Special offer for UAE Residents (valid until further notice)
| Variable rate from Day 1 starting 3 months EIBOR + 0.99% to 3 months EIBOR + 1.69% reducing rate p.a. |
| Attractive option of 3 & 5 years fixed rate for salaried and self-employed customers starting from 5.19% p.a. to 5.69% reducing rate p.a. Follow on rates after expiring the fixed rate period starting from 3 months EIBOR + 1.79% to 3 months EIBOR +2.19% |
| No In-Principle Approvals (IPA) fees |
| 0% loan processing fees for buyout loans |
| 0.50% loan processing fee for salaried and self-employed customers for fixed rates options of 3 years and 5 years |
| 0.25% loan processing fee for salaried and 0.50% loan processing fees for self- employed customers for aariable rate from Day 1 loan |
| Special discounted evaluation fees of AED 1,850 |
| Attractive discounts on life insurance at 0.0242% p.m. + VAT as applicable |
| Bundled Emirates Skywards World Elite Credit Cardoffered with the loan* *The bundled credit card will be offered subject to availability in your Debt-Burden Ratio (DBR) |
