Get up to 4% Cashback
For supermarkets & hypermarkets purchases, bills, fuel and more, it’s everyday convenience combined with everyday savings. Brought to you in collaboration with the Department of Economic Development, save more every time you spend with guaranteed cashback of up to 4%.
Earn Guaranteed Cashback
The ways you spend are now ways to earn with the DIB Consumer Cashback Platinum Card. Whether you’re out shopping for groceries or at home paying bills or even refueling your car, you earn cashback whatever you do, wherever you are.
Start Saving Instantly
Get back what you deserve and more every time you spend on your DIB Consumer Card. With no minimum saving cap, simply use your Card at qualified merchants and start saving from day one to maximise your monthly cashback.
Wide Range of Cashback Opportunities
Earn Cashback on both Platinum Consumer and Rewards Consumer Cards for a myriad of everyday spends on bill payments, NOL and Salik recharges, refueling, and more.
We’ve Got You Covered
Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 100,000) and your family. Simply buy your tickets with your Card for immediate enrollment.
- Enjoy automatic enrollment, free of cost when tickets are purchased with your Card.
- Your insurance plan covers Medical Expenses, Dental Care, Delayed Departure, Loss of Baggage, Personal Accident, Loss of Cash/Valuables and more.
Personal Accident and Travel Insurance coverage
| Benefit | Amount in USD |
|---|---|
| Personal Accident Benefits | Principal Sum Insured 100,000 |
| Accidental Death | 100% of the Principal Sum Insured |
| Emergency Medical Expenses (Accident & Sickness Deductible) | 100,000 50 |
| Emergency Dental | 500 |
| Missed Departure/Cancellation | 1,000 |
| Trip Delay In Excess | 1,000 4 Hours |
| Baggage Delay | 1,000 4 Hours |
| Baggage Loss | 3,000 |
| Loss of Money | 375 |
| Personal Liability | 60,000 |
Cashback Earn Rates for DIB Consumer Cashback Platinum Card.
| Merchant Categories | Platinum Card | |
|---|---|---|
| Cashback | Maximum Monthly Cashback (AED) | |
| Supermarket & Hypermarket Purchases | 4% | 400 |
| Automobile Servicing | 4% | 400 |
| Etisalat & Du Bill Payments | 4% | 150 |
| Fuel Spends | 4% | 150 |
| Utility Bills | 4% | 150 |
| Salik and Nol recharges | 4% | 50 |
| School Fees | 4% | 400 |
Here’s how you can earn AED 1,000…. on your Platinum Consumer Card.
| Merchant Categories | Platinum Card Cashback | Monthly Spend (AED) | Monthly Cashback (AED) |
|---|---|---|---|
| Supermarket & Hypermarket Purchases | 4% | 5,500 | 220 |
| Automobile Servicing | 4% | 5,000 | 200 |
| Etisalat & Du Bill Payments | 4% | 2,500 | 100 |
| Fuel Spends | 4% | 700 | 28 |
| Utility Bills | 4% | 800 | 32 |
| Salik and Nol recharges | 4% | 500 | 20 |
| School Fees | 4% | 10,000 | 400 |
| Total Cashback Earned | 1,000 |
- Total monthly maximum cashback cap is AED 1,000 per Billing Cycle.
- Cashback applicable on transactions in UAE.
- The bank has the right to amend the cashback program at any time.
- Effective from 1st December 2019, cashback will not be earned on Utility & Government bills transactions made through DIB platforms.
One additional roadside assistance will be provided on charge of Upgrade Fee. Max cap of 3 services per year.
