Make your dream home a reality with our flexible, affordable loan
Flexible, affordable, and hassle-free
Our Home Loan is the most flexible, affordable, and convenient way to finance the purchase of property in Abu Dhabi, Dubai, and Ras Al Khaimah.
We have a team of specialist Home Loan advisors who will provide you with dedicated and personal service and guide you through the whole process.
Special offer for UAE Residents (valid until further notice)
| Variable rate from Day 1 starting 3 months EIBOR + 0.99% to 3 months EIBOR + 1.69% reducing rate p.a. |
| Attractive option of 3 & 5 years fixed rate for salaried and self-employed customers starting from 5.19% p.a. to 5.69% reducing rate p.a. Follow on rates after expiring the fixed rate period starting from 3 months EIBOR + 1.79% to 3 months EIBOR +2.19% |
| No In-Principle Approvals (IPA) fees |
| 0% loan processing fees for buyout loans |
| 0.50% loan processing fee for salaried and self-employed customers for fixed rates options of 3 years and 5 years |
| 0.25% loan processing fee for salaried and 0.50% loan processing fees for self- employed customers for aariable rate from Day 1 loan |
| Special discounted evaluation fees of AED 1,850 |
| Attractive discounts on life insurance at 0.0242% p.m. + VAT as applicable |
| Bundled Emirates Skywards World Elite Credit Cardoffered with the loan* *The bundled credit card will be offered subject to availability in your Debt-Burden Ratio (DBR) |
|
Affordable Home Loan interest rates Follow on rates after the fixed rate period starting from 3 months EIBOR + 1.84% to 3 months EIBOR + 2.24% Variable rate from day 1 starting from 3 months EIBOR + 1.04% to 3 months EIBOR + 1.74% reducing rate p.a. |
| Low cost mortgage No In-Principle Approval (IPA) fees.0% processing fee for buyout loans.0.50% loan processing fee for salaried and self-employed customers for fixed rates options of 3 years and 5 years.0.25% loan processing fee for salaried and 0.50% for self-employed customers for variable rate from day 1 loans. Special discount of AED 1,850 on evaluation fees. Attractive discounts on life insurance at 0.0242% p.m. + VAT of the loan outstanding each month, as applicable. |
| Minimum formalities, quick approvals We keep it simple and easy. Instead of waiting around for an answer, with our Home Loan, you can enjoy a new home faster than ever before! |
| Flexible repayment options We offer long tenures of up to 25 years, giving you greater control of your financial planning. |
OFFERS & PROMOTIONS
Check out our limited-time offers
Special offer for UAE Residents (valid until further notice)
| Variable rate from Day 1 starting 3 months EIBOR + 0.99% to 3 months EIBOR + 1.69% reducing rate p.a. |
| Attractive option of 3 & 5 years fixed rate for salaried and self-employed customers starting from 5.19% p.a. to 5.69% reducing rate p.a. Follow on rates after expiring the fixed rate period starting from 3 months EIBOR + 1.79% to 3 months EIBOR +2.19% |
| No In-Principle Approvals (IPA) fees |
| 0% loan processing fees for buyout loans |
| 0.50% loan processing fee for salaried and self-employed customers for fixed rates options of 3 years and 5 years |
| 0.25% loan processing fee for salaried and 0.50% loan processing fees for self- employed customers for aariable rate from Day 1 loan |
| Special discounted evaluation fees of AED 1,850 |
| Attractive discounts on life insurance at 0.0242% p.m. + VAT as applicable |
| Bundled Emirates Skywards World Elite Credit Cardoffered with the loan* *The bundled credit card will be offered subject to availability in your Debt-Burden Ratio (DBR) |
[/vc_column_text][/vc_column][/vc_row]
Interest starting from 4.94%p.a. (reducing rates) fixed for 5 years & 5.19% p.a. (reducing rates) fixed for 3 years
|
Affordable Home Loan interest rates Follow on rates after the fixed rate period starting from 3 months EIBOR + 1.84% to 3 months EIBOR + 2.24% Variable rate from day 1 starting from 3 months EIBOR + 1.04% to 3 months EIBOR + 1.74% reducing rate p.a. |
| Low cost mortgage No In-Principle Approval (IPA) fees.0% processing fee for buyout loans.0.50% loan processing fee for salaried and self-employed customers for fixed rates options of 3 years and 5 years.0.25% loan processing fee for salaried and 0.50% for self-employed customers for variable rate from day 1 loans. Special discount of AED 1,850 on evaluation fees. Attractive discounts on life insurance at 0.0242% p.m. + VAT of the loan outstanding each month, as applicable. |
| Minimum formalities, quick approvals We keep it simple and easy. Instead of waiting around for an answer, with our Home Loan, you can enjoy a new home faster than ever before! |
| Flexible repayment options We offer long tenures of up to 25 years, giving you greater control of your financial planning. |
OFFERS & PROMOTIONS
Check out our limited-time offers
Special offer for UAE Residents (valid until further notice)
| Variable rate from Day 1 starting 3 months EIBOR + 0.99% to 3 months EIBOR + 1.69% reducing rate p.a. |
| Attractive option of 3 & 5 years fixed rate for salaried and self-employed customers starting from 5.19% p.a. to 5.69% reducing rate p.a. Follow on rates after expiring the fixed rate period starting from 3 months EIBOR + 1.79% to 3 months EIBOR +2.19% |
| No In-Principle Approvals (IPA) fees |
| 0% loan processing fees for buyout loans |
| 0.50% loan processing fee for salaried and self-employed customers for fixed rates options of 3 years and 5 years |
| 0.25% loan processing fee for salaried and 0.50% loan processing fees for self- employed customers for aariable rate from Day 1 loan |
| Special discounted evaluation fees of AED 1,850 |
| Attractive discounts on life insurance at 0.0242% p.m. + VAT as applicable |
| Bundled Emirates Skywards World Elite Credit Cardoffered with the loan* *The bundled credit card will be offered subject to availability in your Debt-Burden Ratio (DBR) |
[/vc_column_text][/vc_column][/vc_row]
