Salary Transfer Loans for Expats

Credit Life Insurance: Credit life Insurance (CLI) is a personal life insurance cover provided under the Group Credit Life Insurance policy where, in the unfortunate event of borrower’s death, the outstanding loan amount will be covered under this insurance scheme by the insurance company*.

7day Loan Return: Notify the bank or your loan agent Incase of loan cancellation within 7 days. The loan amount should not be withdrawn from your account. Valid only for new loans without liability settlements. Not for topped-up loans or loans transferred from other banks. Please note that you have to return the loan amount in full. This option is not applicable for partial returns.

Debt Consolidation: Having a higher AECB score gives you more benefits. No salary transfer requirement. It's not mandatory for your company to be listed with us. No need to submit bank statements. Minimum length of service is not required.

AECB Score: Having a higher AECB score gives you more benefits. No salary transfer requirement. It's not mandatory for your company to be listed with us. No need to submit bank statements. Minimum length of service is not required.

Co-Applicant Program: The main applicant should be employed by a company that is listed with us. The co-applicant can be your parent, spouse, son or daughter, but not sibling. Only one co-applicant allowed. Minimum monthly salary of the primary applicant should be at least AED 5,000. No company listing or salary transfer is required for the co-applicant.

Easy Loan Applications: Easy processing and simple documentation. Minimum requirements needed to avail a loan. Higher AECB score - faster processing and better rates. Minimal documentation needed to top up your existing loan.

Minimum salary: AED 5,000

No minimum length of service Salary should be transferred to Enbd

Salary should be transferred to Emirates NBD