DIB First Time Buyers
Home Ownership Solutions available across all 7 Emirates
Introduction
Buying your first home. We have combined all the products & services you need to build or own your home
Key Features
Profit rate applicable is EIBOR (3|6|12 Months) + Margin
Salary transfer not required
Flexible tenure up to 25 years
Up to 85% Financing for UAE Nationals, 80% for Expats
Additional Benefits
Resale & Secondary Market Sales. DIB Home can assist you in purchasing a property from an existing homeowner
Ready & Off-Plan Purchase from the Developer. With the largest approved developer base, DIB Home is the solution for you
UAE Nationals Home Construction. Use our Forward Ijarah product to build your dream home
Apply for DIB First Time Buyers
Apply here
Eligibility
Ijarah for Ready Properties
Ijarah - A lease contract with a variety of down payments, tenure and variable rate options, wherein the Bank leases the property in return for a variable rental payment over a specified period, post which and on completion of all payments, the title of the property is transferred to the customer in accordance with the Sharia compliant documents.
Forward Ijarah - for UAE Nationals
The Forward Ijarah product is to finance under construction, off-plan & near ready properties. The product is a Shariah-compliant product wherein the customer enters into a lease agreement with DIB for a property to be built and delivered by the customer (under the Purchase Istisna agreement) at an agreed future date to the bank.